Affordable Loans & Credit Facilities
Grow your business, finance equipment, or meet family emergencies with realistic terms, clear repayment schedules, and prompt branch processing.
Our Loan Offerings
Designed to fit the economic rhythm of Cameroonian entrepreneurs and households.
Micro-Business & Stock Loan
Purchase bulk inventory, restock goods before peak trade seasons, or expand your shop floor. Flexible weekly or monthly installments.
- Amounts: 50,000 FCFA to 5,000,000 FCFA
- Duration: 1 to 18 months
- Ideal for retail merchants, food vendors, artisans
Salary Advance Facility
Bridge cash flow gaps between paychecks. Quick emergency relief for civil servants, private sector employees, and healthcare staff.
- Disbursement within 24 hours of documentation
- Duration: 1 to 12 months
- Repayment via direct salary payroll deduction
Agricultural & Seasonal Finance
Finance seeds, fertilizer, pest control, tractor hire, and harvesting labor. Repayment terms synchronized with your harvest and marketing cycles.
- Grace period during planting season
- Duration: Up to 12 months
- For maize, vegetable, poultry, and fish farmers
School Fees & Tuition Loan
Ensure your children never miss a school term. Pay school registration, college tuition, books, and uniforms with predictable monthly payments.
- Rapid back-to-school processing in August/September
- Duration: 3 to 10 months
- Discounted interest for long-standing savers
Transport & Equipment Loan
Finance engine repairs, commercial motorcycle purchases, taxi maintenance, or store equipment with daily or weekly contribution repayment.
- Synchronized with our daily collection agents
- Duration: 3 to 12 months
- Low collateral requirements for active members
Group & Association Credit
Peer-guaranteed loans for cooperative clusters, market associations, and women’s development groups without individual physical collateral.
- Mutual group solidarity guarantee
- Free financial management coaching provided
- Encourages community-led prosperity
